Homemakers can save money for their families in several ways. I am sharing 10 things homemakers can do to save money in the budget.
How Homemakers Can Save Money
My being a full time homemakers requires our family to be very discerning and wise with our finances. Learning to save money as a homemaker has been very helpful for our budget.
If you need to find some wiggle room in your budget, no matter the reason, here are a few things you can start with.
10 Things To Cut From Your Budget
1. Subscription Services
Ipsy, FitFabFun, Sipsby, Hello Fresh, Blue Apron, Wine of the month…. the list goes on. Cancel all of these subscriptions. You do not need them. Buying your own groceries is far more affordable, going without a random selection of beauty or fitness items frees up your budget and household clutter, and for anyone looking to save money or spend less this category is always my first recommendation.
2. Clothing & Makeup
Yes you need clothes to wear but you probably have more than enough in your closet right now. The same is true for makeup or skincare products. Wear/use what you have and only make a new purchase when you run out of something or have worn through your jeans.
This is probably the most obvious but it is still worth mentioning. Going out to eat, even fast food drive thru, adds up quick.
4. Cell Phone Bill
Take a look at your cell plan and see where you can cut back. This will vary depending on your provider but there may be ways you can change your minutes or data to save yourself some money.
Cable is so expensive it is just ridiculous. Cut the cable and use Netflix instead. You will save so much money. So. Much. Money.
6. Nails, Eyelashes, & Tanning
These things are nice to have but let’s face it they are luxury items not essentials. If you are needing to cut costs then this is an area where you can save money for sure.
7. Fancy Coffee
This one hurts me but unfortunately it is true. When we first started our debt free journey cutting out Starbucks freed up an embarrassingly large space in our budget.
8. Cleaning Products
White Vinegar + Water = CLEAN
Seriously you can use vinegar and water for kitchen counters, floors, windows, mirrors, high chairs, baseboards, toilet bowls, knick knacks, and… I could go on but you get the idea.
You do not need a hundred different cleaners to have a clean and healthy home.
9. Organic & Specialty Grocery Items
If you need to cut costs then the items you purchase at the grocery store are an excellent place to start. Food is a huge category in everyone budgets so if you can cut costs there then you are setting yourself up for success on hitting your money saving goals.
Organic foods and specialty foods come with special price tags. If you have a food allergy of course that is something you need to accommodate and no one would fault you for it. If you just prefer the cheddar cheese that is $15 over the cheddar that is $5 then you should probably reevaluate.
Healthy eating is important. In fact I would go so far to say that it is crucial. However you can eat healthy and still be budget conscious.
10. Name Brand Anything
I am sure you have heard the saying before “you are just paying for the name” and it is TRUE. More often than not if you compare the ingredients in a name brand item with those in the store brand version you will see that they are exactly same. I recommend that you always buy store brand when you have the options.
There will always be a few areas where this method does fall short. Toilet paper comes to mind. Name brand toilet paper is worth the extra money but everything else from face wash to tomato paste is a-ok to shop the store brand.
Homemakers Can Save Money
Homemakers are the gatekeepers of the home. We decide, to a large extent, what comes in and out of our homes. If you are a homemaker that is looking to save money then I want to encourage you that it’s possible.
Download your free budget printable.